Business Geeks recommends small business use PayPal initially for payment processing.

PayPal started with eBay many years ago. It is a very viable international payment broker. The advantage of PayPal is that it runs a "cost of sale" business model. Whereas most banks charge a set-up fee, a monthly fee and transaction fees, PayPal only charges a transaction fee.

The PayPal transaction fee is of course higher than a bank transaction fee, but there is no overhead when there are no sales. You only pay when you make money. This makes PayPal ideal for small business and start-ups.

Business Geeks normally designs web sites with an in-built shopping cart, all browsing and cart activity happens in your web site. PayPal is called for payment processing only. Here's a payment overview for this scenario.

All you need to do is sign up as a merchant and create a link to a bank account so you can transfer funds there as they accrue in PayPal. You can do an end-of-month transfer into your account to make it part of your accounting cycle.

After PayPal set-up, you just let us know the email address you use for PayPal. This is the identifier Business Geeks use in the shop.

See their web site at http://www.paypal.com.au.